Financing Options

At Desi Diamonds & Co., we believe your dream piece should be within reach. Explore our tailored payment solutions designed for uncompromising brilliance.

Pay in Full

The simplest way to purchase. We accept all major credit cards, bank wire transfers, and secure electronic payments through trusted payment platforms. Secure your piece immediately with no ongoing obligations.

Third-Party Financing

We partner with trusted providers including Klarna, Afterpay, Affirm and PayPal Pay Later to offer flexible financing options. Apply in minutes at checkout and receive instant decisions for your jewelry investment.

Break your purchase into small, manageable monthly payments. Choose from various terms that fit your budget, often with competitive interest rates for qualified buyers.

Installment Plans

Diamond Layaway

Ideal for those planning ahead. Lock in the price of your diamond today with a deposit and pay the balance over time. Layaway payments are accepted via Paypal, Zelle or Venmo, with your piece securely held until the balance is paid in full.